Buying

Buying

November 2025 Market Insight: The Quiet Advantage

As 2025 comes to an end, many buyers are still waiting for mortgage rates to drop before making a move. It’s understandable — rates remain higher than what we saw a few years ago, and it’s tempting to hold out for better news in 2026. But waiting doesn’t always mean winning. In fact, this quieter […]
Buying

From Rush to Breathing Room: Fort Collins Buyers Finally Have Time Again

If you tried to buy a home in Fort Collins just a few years ago, you probably remember the intensity. Homes seemed to appear and disappear in the blink of an eye. Showings were a scramble—you dropped everything, raced across town, and sometimes didn’t even make it through the door before hearing the home was […]
Buying

Buying Smart: 5 Contingencies to Keep You Confident and Covered

: Let’s Talk About Earnest Money & Contingencies—Your Safety Nets When Buying a Home! When you fall in love with a home, it’s easy to get swept up in the excitement. But I want you to feel protected and confident, too. That’s where earnest money and contingencies come in—they’re like your safety nets, keeping your […]
Buying

Avoid These Common Mistakes as a First-Time Homebuyer

Purchasing a home for the first time can be overwhelming. If you’ve never done it before, it’s normal to feel this way. Fortunately, we’ve compiled a list of common mistakes made by first-time homebuyers. By learning from these mistakes, you may experience a smoother home-buying process. 1. Forgetting About Costs: Your mortgage is just one […]

Buying November 2025 Market Insight: The Quiet Advantage As 2025 comes to an end, many buyers are still waiting for mortgage rates to drop before making a move. It’s understandable — rates remain higher than what we saw a few years ago, and it’s tempting to hold out for better news in 2026. But waiting doesn’t always mean winning. In fact, this quieter […]

Buying From Rush to Breathing Room: Fort Collins Buyers Finally Have Time Again If you tried to buy a home in Fort Collins just a few years ago, you probably remember the intensity. Homes seemed to appear and disappear in the blink of an eye. Showings were a scramble—you dropped everything, raced across town, and sometimes didn’t even make it through the door before hearing the home was […]

Buying Buying Smart: 5 Contingencies to Keep You Confident and Covered : Let’s Talk About Earnest Money & Contingencies—Your Safety Nets When Buying a Home! When you fall in love with a home, it’s easy to get swept up in the excitement. But I want you to feel protected and confident, too. That’s where earnest money and contingencies come in—they’re like your safety nets, keeping your […]

Buying Avoid These Common Mistakes as a First-Time Homebuyer Purchasing a home for the first time can be overwhelming. If you’ve never done it before, it’s normal to feel this way. Fortunately, we’ve compiled a list of common mistakes made by first-time homebuyers. By learning from these mistakes, you may experience a smoother home-buying process. 1. Forgetting About Costs: Your mortgage is just one […]

Buying Turning Aspiration into Achievement: Guiding Your Journey to Homeownership in 2024 Here is an update for those eyeing the real estate market: mortgage rates have dipped into the “sixes.” This shift means that in 2024, more aspiring homeowners will be actively seeking their dream abode. If you find yourself among these eager buyers, it’s wise to dedicate the upcoming weeks to preparation. Take the time to […]

Buying Expert Predictions for 2024 Home Prices Predicting the real estate market is like trying to guess the weather – it’s unpredictable. However, there are signs pointing to some growth in housing prices this year. While home prices have been rising across the country, there’s a worry they might start to dip in the coming months. A recent survey found that about […]

Buying Fewer Millennials Qualifying for Credit Cards Millennials are applying for credit cards more than most age groups, but they’re not qualifying for them, according to consumer behavior data by ID Analytics, a consumer risk management firm. One in five people ages 23-27 have been declined for credit multiple times in a year, and it’s not because they don’t have a high […]

Buying Guidance on Conducting a Comprehensive Home Inspection Although not mandatory, home inspections play a crucial role in the home buying process as they enable potential buyers to identify hazardous and costly issues in a property before finalizing the purchase. Such discoveries can serve as valuable negotiating points during the transaction. However, it’s essential to acknowledge that home inspectors are not infallible and […]

Buying What to Know About Home Appraisals Home appraisals and home inspections, though both important in the homebuying process, are often confused with each other due to their distinct purposes. A home inspection, which is optional, involves a comprehensive assessment of the property’s systems and structure. An inspector identifies deficiencies, safety hazards, and necessary repairs that should be addressed prior to purchasing […]

Buying Updating Your Home Insurance Policy When you buy a house, your mortgage company will require a home insurance policy before closing on your loan. But home insurance isn’t necessarily a one-and-done deal. You’ll want to reevaluate your policy regularly over the course of your time in the home. This is especially important if you renovate and when home prices or […]

Buying What elements make up your credit score? When you buy a home, your credit score plays an essential role: It can impact what loans you’re eligible for and the interest rate you get (which will affect your monthly payment costs). But what determines your score? The exact elements depend on which scoring method you’re looking at, and lenders often use FICO. Generally […]

Buying 4 Signs a Property Is Priced Too High No one wants to pay too much for a house. It can be a frustrating prospect, plus it makes your payments higher and could make appreciation seem less likely. If home values fall too much, you could end up underwater, which means owing more on your mortgage than your home is worth. But you shouldn’t […]

Buying Tips for Your Final Walk-Through When you buy a house, you’ll do a final walk-through of the property in the days or hours before closing. This is an important step in the home-buying process, as it gives you one last chance to assess the condition of the house before signing on the dotted line. Attention to detail is paramount during […]

Buying What You Should Know About Closing Costs Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closing costs are […]